Morpho Midnight launches on-chain loan with fixed interest rate and maturity

Korean Alpha EN (@korean_alpha_en), Jul 22, 2026, 11:21 UTC

Morpho Midnight launches on-chain loan with fixed interest rate and maturity Morpho has launched Midnight, a fixed-rate/fixed-maturity loan service from Base. The initial market is cbBTC collateral and USDC lending, with maturity and interest terms available before signing. Unlike general DeFi interest rates that constantly change, maturity and interest rates can be known in advance, so actual fund management options will change.

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