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3/ If so, is it legal if there is no real investment? It's a little different if you say that. Even if the actual user does not invest money in the "prediction itself," it is also a dangerous structure to receive a paid membership amount, provide points, and invest as points, and provide real profits. In other words, even if it is not a cash payment, there is a risk of gambling if you bet something of economic value and get or lose it according to the result.
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