Yes. German savings banks group Sparkassen started crypto trading in the Sparkasse app on Oct 19, 2026, so customers can buy, sell and hold directly in the app.
The offer is "Krypto powered by Deka" from DekaBank, the group's securities house, with custody by DekaBank working with Boerse Stuttgart, no separate securities account needed, at 0.99 euro per order, according to German-language reports citing DSGV via dpa and Handelsblatt (diekryptologen post, Leaf963 summary).
Coins at launch are Bitcoin, Ethereum, XRP, Solana and Polygon (POL), which covers all four named in the question plus POL (DeNewsCrypto).
It is a gradual rollout, not a single nationwide switch. Each Sparkasse picks its own start date, with 30 to 40 more banks to join each month (diekryptologen post).
That is why customer counts differ in today's crypto X posts: 40 million (BitcoinMagazine, pete_rizzo_) vs 46M (BitcoinArchive). Treat those as reach estimates, not live access today.
The $3 trillion figure in one post is an author claim, not verified here. The 4-coin list in WatcherGuru omits POL but is otherwise consistent.