Cross River Bank and Ripple announced on October 15, 2026 that Cross River is adding RLUSD on the XRP Ledger as another payment rail in its banking platform. Fintech customers can access it through one API connection, alongside existing options such as ACH, wires, and real-time payments, without deploying their own blockchain infrastructure. The stated uses are moving between US dollars and RLUSD, cross-border payments, and treasury transfers with 24/7 settlement and greater flexibility for intraday settlement. The announcement describes XRPL transactions as settling in 3–5 seconds at a fraction of a cent; those are network characteristics cited by Cross River, not a measured result for this integration. Cross River announcement · Cross River post · Ripple post
Cross River Bank and Ripple announced on October 15, 2026 that Cross River is adding RLUSD on the XRP Ledger as another payment rail in its banking platform. Fintech customers can access it through one API connection, alongside existing options such as ACH, wires, and real-time payments, without deploying their own blockchain infrastructure. The stated uses are moving between US dollars and RLUSD, cross-border payments, and treasury transfers with 24/7 settlement and greater flexibility for intraday settlement. The announcement describes XRPL transactions as settling in 3–5 seconds at a fraction of a cent; those are network characteristics cited by Cross River, not a measured result for this integration. Cross River announcement · Cross River post · Ripple post
RLUSD