Payward’s planned acquisition of Lithuania’s Saldo Bank is reported as an agreement intended to expand lending and card services, with closing expected in 2027 if regulators approve; the purchase price was not disclosed. Payward co-CEO Arjun Sethi’s stated plan is to bring cash, crypto assets, tokenized stocks and credit together so customers could borrow without selling assets. Saldo is reported to hold an EU banking licence granted in 2021 and to offer personal and business loans and term deposits, according to Wu Blockchain’s report. The available sources do not establish that the acquisition has closed or provide a subsequent regulatory decision.