You asked what is behind the post saying the US finalized new stablecoin rules under the GENIUS Act. It is the OCC final rule reported today, Oct 21, 2026, described in Crypto in America and flagged by WatcherGuru.

You asked what is behind the post saying the US finalized new stablecoin rules under the GENIUS Act. It is the OCC final rule reported today, Oct 21, 2026, described in Crypto in America and flagged by WatcherGuru.

The rule sets a federal licensing and supervisory framework for payment stablecoin issuers, including nonbanks, some bank subsidiaries and foreign issuers under OCC jurisdiction, as reported in the same Crypto in America piece.

It keeps 1 to 1 reserve backing, liquidity, counterparty exposure and stress testing requirements, while easing some single counterparty limits, per that report.

On redemptions, the OCC dropped a proposed automatic extension in a surge and instead requires notice within 24 hours if requests exceed 10 percent of an outstanding stablecoin in 24 hours, per that report.

It backs off stablecoin rewards restrictions, leaving a key banks vs crypto fight unresolved, as headlined in that report.

The final rule takes effect Jan 18, 2027, with no date yet for when applications open, and AML and sanctions rules are still to come from OCC and Treasury, per that report.

These are reported claims, the post itself gives no rule text or details. The Russian MarketTwits mirror carries no matching GENIUS item in the pages read.