From 2026-10-30 00:00 UTC, Binance continues its USD1 holder airdrop, with WLFI rewards accruing 2026-10-30 to 2026-11-27 and distributed weekly by 18:00 UTC every Friday to Spot accounts.

The pools are 120M WLFI for all eligible holders plus up to 2.5M USD1 for new or incremental holdings, stackable with each other, as Binance posted: "Airdrop: extended, Up to 8% APR (variable), 2.5M USD1 rewards: extended".

To qualify for WLFI you must hold and maintain at least 0.01 USD1 net in Spot, Funding, Margin as collateral, or USD-S M Futures as collateral. Daily qualifying balance is the lowest hourly snapshot that day, weekly reward is roughly 7-day average balance x effective APR on payout day x 7 / 365.

USD1 borrowed against other stablecoins gets a 70% haircut after liabilities in USDT, USDC, U, RLUSD and FDUSD. Sub-account WLFI goes to the sub Spot account.

Extra USD1 rewards go only to the master account, with sub balances aggregated. Enrollment for new deposits is 2026-10-16 to 2026-11-27, holdings evaluated to payouts on 2026-12-11 and 2027-01-08. Baseline is the higher of daily balances in the 180 days before 2026-10-16; baseline under 0.1 is Group A First-Time, otherwise Group B Incremental X equals average balance to payout day minus baseline.

Phase 1 is 2026-10-16 to 2026-12-11 paying 2026-12-11 up to 3% APR for Group A and up to 2% for Group B. Phase 2 is 2026-12-11 to 2027-01-08 paying 2027-01-08 up to 1.5% for Group A and up to 1% for Group B. Only the first 50,000 new or incremental USD1 per user earns USD1 rewards, excess still earns WLFI. Pools are 1.75M USD1 for Group A and 750k for Group B, paid on average balance only if payout-day balance is at least 50% of that average, pro-rata if oversubscribed. Not available for EEA users, per the forwarded announcement.